Built for real financial life in Africa
Your money,
finally making sense.
Bring your Mobile Money, bank accounts, cash, bills and goals into one clear view. Koki helps you understand where your money is going, what is safe to spend, and what to do next.
- MTN MoMo
- Orange Money
- Bank
- Cash
- One clear pictureAcross Mobile Money, bank and cash
- No money heldKoki gives visibility—not another wallet
- Built around FCFADesigned first for Cameroon
Your full financial picture
All your money.
One clear picture.
Money rarely lives in one place. Koki helps you bring together the balances and activity you already know—without becoming another place that holds your money.
- See every source
MTN MoMo, Orange Money, bank accounts and cash.
- Bring in real activity
Add transactions manually or import a statement.
- Understand the pattern
Organize income, everyday spending and recurring commitments.
The number that matters today
Know what you can safely spend today.
Koki looks at the money available now, the bills and commitments ahead, your remaining budget and the goals you want to protect.
Clear assumptions. Visible confidence. No invented numbers.
Safe to spend
Until your next paydayFCFA0
Your current plan leaves this amount available.
- Available now
- 385,400 FCFA
- Bills coming up
- −135,000 FCFA
- Budget remaining
- −128,000 FCFA
- Goal contribution
- −47,900 FCFA
Clear answers, grounded in your numbers
Ask Koki.
Know your next move.
Ask a real-life money question and get a short, useful explanation based on your financial picture—not a generic lecture.
Try an example
Based on your current plan, you can spend 25,000 FCFA this weekend and still keep your bills protected.
Calculated reliablyKoki’s financial engine produces the numbers. AI helps explain what they mean.
Planning that adapts
Plan for real life,
not perfect months.
Build a plan around income that may change, responsibilities that matter and goals worth protecting.
Budget
Set flexible limits for food, transport, airtime and the spending that changes month to month.
Commitments
Keep rent, bills, subscriptions, family support and tontine or njangi contributions in view.
Goals
Track important milestones without pretending Koki holds or moves the money for you.
Forecast
See how income, upcoming commitments and possible decisions could affect the weeks ahead.
A simple path to clarity
From scattered money
to a confident next step.
Koki becomes more useful as you add the information you already know.
- 1
Bring it together
Add your money sources
Include Mobile Money, bank accounts and cash manually or through supported imports.
- 2
Make it accurate
Review your financial picture
Organize transactions, expected income, bills, budgets and goals.
- 3
Move with confidence
Know what comes next
Check Safe-to-Spend, view your forecast and ask Koki for a clear explanation.
Privacy without fine-print theatre
Your financial information stays yours.
Koki is built to help you understand your finances—not control them. You decide what to add, what to remove and when to leave.
- Protected in transit and storage
- Clear consent and data controls
- Export or delete your information
A clear boundary
Koki never asks for your Mobile Money PIN.
It does not hold funds, send money, approve payments or operate as a bank or wallet.
Read common questionsQuestions, answered plainly
What people usually want to know.
Still curious? Write to info@kokimoney.com.
No. Koki is a personal finance companion. It helps you record, organize and understand financial information, but it is not a bank, wallet or payment service.
Be among the first
Ready to make sense
of your money?
Join Koki early and be among the first to experience clearer, more confident money decisions.